Getting Pre-Approved

​We recommend that before you begin your house hunting, you begin the loan pre-approval process. The first step to purchasing any property is getting pre-approved. It requires that a lender verify your financial information and ultimately, it serves as their commitment to lend a specified amount based on that information.  

Advantages of Getting Pre-Approved 

• When you make an offer on a property, sellers will take it more seriously, since you have a lender that has committed to backing your offer. 
• It gives assurance that you're looking at homes you can confidently afford to finance. Your efforts will be focused on properties that match your financing abilities. 
• You'll have an edge over other buyers who aren't pre-approved. In situations where there are multiple offers on a property, this can be the difference between having your offer accepted or losing the property to another buyer.  

Williams & Williams Realty Services and affiliated licensees cannot pre-approve loans. They can provide you with lender contact information.