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Williams & Williams Realty Services

Getting Pre-Approved

​We recommend that before you begin your house hunting, you begin the loan pre-approval process. The first step to purchasing any property is getting pre-approved. It requires that a lender verify your financial information and ultimately, it serves as their commitment to lend a specified amount based on that information.  



Advantages of Getting Pre-Approved 

  • When you make an offer on a property, sellers will take it more seriously, since you have a lender that has committed to backing your offer. 
  • It gives assurance that you're looking at homes you can confidently afford to finance. Your efforts will be focused on properties that match your financing abilities. 
  • You'll have an edge over other buyers who aren't pre-approved. In situations where there are multiple offers on a property, this can be the difference between having your offer accepted or losing the property to another buyer.  



Williams & Williams Realty Services and affiliated licensees cannot pre-approve loans. They can provide you with lender contact information.



Start Here

The first step to purchasing any property is getting pre-approved. 


For information on how to connect with a local loan officer, click the Request Info button below.  

Request Info

This site was last updated on March 24, 2022 - Information deemed reliable but not guaranteed. This site does not contain all listings available through the MLS. Copyright 2002 by Chattanooga Associate of Realtors. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Williams and Williams Realty Services does not display the entire MLS of Chattanooga , Inc. database on this website. The listings of some real estate brokerage firms have been excluded. 



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Williams & Williams Realty Services

5726 Marlin Road, Chattanooga, Tennessee 37411

423-892-4292(O) 423-284-2150(C)

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